Easy Interest Checking
Earn interest with the convenience of direct deposit and automatic payments.
- Competitive interest earning account
- No minimum balance requirements
- No monthly service fees
Let's get going!
In order to get started, select an account that works for you.
Preferred Interest Checking
Keep your balance above $1,500 and you can earn more interest each month.
- Higher interest rate with a balance of $1,500 or more
- No monthly service fee with a daily minimum balance of $1,500 or more*
- Competitive interest earnings if balance falls below $1,500
50 Interest Checking
The perfect account for members 50 years and over.
- Competitive interest earning account
- No minimum balance requirements
- No monthly service fees
Totally Free Checking
An account with all the features you're looking for, and it's totally free too.
- No monthly service fees
- No minimum balance requirements
- Free first order of personalized checks
Regular Savings
A traditional savings account you can trust.
- Earn interest on balances of $500 or more*
- Safe way to save for special occasions or daily expenses
- Available funds can be used for overdraft protection
Big Prize Savings
A savings account that lets you build smart savings habits while also giving you the opportunity to win cash prizes.
- Earn chances to win cash prizes up to $50,000
- Keep at least $500 in your account every day and you’re automatically entered to win
- Earn competitive interest on balances over $500
Holiday Club
Save during the year and get an automatic payout in November, just in time for the Holidays.
- Earn more interest than a regular savings account
- Access your earning just in time for seasonal shopping activities
- Open an account for just $5
Goal Setter
An account built to help you set money aside and save for a particular event or purchase.
- Easy way to save money by separating funds into a specific account
- Choose a special name for your Goal Setter
- Earn more interest with balances of $500 or more
Direct Deposit Certificate Builder
An investment account that allows you to start saving money with a higher variable rate than a regular savings, as you build towards a fixed-rate certificate.
- Maximize earnings with a great rate and build up to $1,000
- Start with just $10
- No monthly service fees
Premium Money Market
Build your savings faster while maintaining convenient access to your funds.
- 4 Rate tiers based on your balance
- $2,500 Minimum deposit
- Perfect for saving for those larger life goals
Certificate of Deposit
Earn a better rate on your deposit with share certificates that offer a better return than traditional savings accounts.
- Earn more with your high-interest rate compounded daily
- Only $1,000 minimum deposit to open
- Terms range from 3 months to 5 years
Certificate Specials
If you’re looking to earn a better rate on your deposit, a promotional share certificate from American First Credit Union is a great option. We offer a better return than traditional accounts at the same $1,000 minimum deposit entry-point. Requires funds transferred from other financial institution(s).
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