Regular Savings
A traditional savings account you can trust.
- Earn interest on balances of $500 or more*
- Safe way to save for special occasions or daily expenses
- Available funds can be used for overdraft protection
Let's get going!
In order to get started, select an account that works for you.
Big Prize Savings
A savings account that lets you build smart savings habits while also giving you the opportunity to win cash prizes.
- Earn chances to win cash prizes up to $50,000
- Keep at least $500 in your account every day and you’re automatically entered to win
- Earn competitive interest on balances over $500
Holiday Club
Save during the year and get an automatic payout in November, just in time for the Holidays.
- Earn more interest than a regular savings account
- Access your earning just in time for seasonal shopping activities
- Open an account for just $5
Goal Setter
An account built to help you set money aside and save for a particular event or purchase.
- Easy way to save money by separating funds into a specific account
- Choose a special name for your Goal Setter
- Earn more interest with balances of $500 or more
Direct Deposit Certificate Builder
An investment account that allows you to start saving money with a higher variable rate than a regular savings, as you build towards a fixed-rate certificate.
- Maximize earnings with a great rate and build up to $1,000
- Start with just $10
- No monthly service fees
Premium Money Market
Build your savings faster while maintaining convenient access to your funds.
- 4 Rate tiers based on your balance
- $2,500 Minimum deposit
- Perfect for saving for those larger life goals
Share Certificates
Earn a better rate on your deposit with share certificates that offer a better return than traditional savings accounts.
- Earn more with your high-interest rate compounded daily
- Only $1,000 minimum deposit to open
- Terms range from 3 months to 5 years
Certificate Specials
If you’re looking to earn a better rate on your deposit, a promotional share certificate from American First Credit Union is a great option. We offer a better return than traditional accounts at the same $1,000 minimum deposit entry-point. Requires funds transferred from other financial institution(s).
- Select your preferred term from the dropdown menu below
- 48 Month Promo Certificate at 3.50% APY
- 22 Month Promo Certificate at 3.25% APY
- 13 Month Promo Certificate at 3.00% APY
Platinum Advantage Interest Checking
A premium account that rewards your balance with interest while unlocking exclusive savings on shopping, dining, travel, and more through BaZing.
- Competitive interest earning account
- No monthly service fee when an average daily balance of $5,000 and above is maintained
- Easily switch your direct deposit after account opening
- Get paid up to 2 days earlier with Early Direct Deposit
- Free Credit Score (with registration in online or mobile banking) including score simulator and debt analysis
- Send & Receive Money with Zelle
- uChoose Rewards available with registration for all debit card transactions
Gold Advantage Checking
A high-value account that offers everyday banking with added perks, giving you access to exclusive savings on shopping, dining, travel, and more through BaZing.
- Low monthly service fee
- Easily switch your direct deposit after account opening
- Get paid up to 2 days earlier with Early Direct Deposit
- Free Credit Score (with registration in online or mobile banking) including score simulator and debt analysis
- Send & Receive Money with Zelle
- uChoose Rewards available with registration for all debit card transactions
Simple Checking
A low-cost checking account with everyday banking tools included.
- No monthly service fee when an average daily balance of $500 and above is maintained OR 10 completed debit card transactions within the month.
- Easily switch your direct deposit after account opening
- Get paid up to 2 days earlier with Early Direct Deposit
- Free Credit Score (with registration in online or mobile banking) including score simulator and debt analysis
- Send & Receive Money with Zelle
- uChoose Rewards available with registration for all debit card transactions