American First Credit Union

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In order to get started, select an account that works for you.

Regular Savings
A traditional savings account you can trust.
  • Earn interest on balances of $500 or more*
  • Safe way to save for special occasions or daily expenses
  • Available funds can be used for overdraft protection
Big Prize Savings
A savings account that lets you build smart savings habits while also giving you the opportunity to win cash prizes.
  • Earn chances to win cash prizes up to $50,000
  • Keep at least $500 in your account every day and you’re automatically entered to win
  • Earn additional entries for every $25 saved on top of the $500 balance
  • Earn competitive interest on balances over $500
Holiday Club
Save during the year and get an automatic payout in November, just in time for the Holidays.
  • Earn more interest than a regular savings account
  • Access your earning just in time for seasonal shopping activities
  • Open an account for just $5
Goal Setter
An account built to help you set money aside and save for a particular event or purchase.
  • Easy way to save money by separating funds into a specific account
  • Choose a special name for your Goal Setter
  • Earn more interest with balances of $500 or more
Direct Deposit Certificate Builder
An investment account that allows you to start saving money with a higher variable rate than a regular savings, as you build towards a fixed-rate certificate.
  • Maximize earnings with a great rate and build up to $1,000
  • Start with just $10
  • No monthly service fees
Premium Money Market
Build your savings faster while maintaining convenient access to your funds.
  • 4 rate tiers based on your balance
  • 0.25% APY for balances of $100,000 and above
  • 0.20% APY for balances of $50,000 - $99,999
  • 0.10% APY for balances of $10,000 - $49,999
  • 0.07% APY for balances of $2,500 - $9,999
  • Perfect for saving for those larger life goals
Certificate Specials
If you’re looking to earn a better rate on your deposit, a promotional share certificate from American First Credit Union is a great option. We offer a better return than traditional accounts at the same $1,000 minimum deposit entry-point. Requires funds transferred from other financial institution(s).
  • Select your preferred term from the dropdown menu below
  • 48 Month Promo Certificate at 4.25% APY
  • 22 Month Promo Certificate at 4.10% APY
  • 13 Month Promo Certificate at 4.00% APY
13 Month Promo Certificate
Share Certificates
Earn a better rate on your deposit with share certificates that offer a better return than traditional savings accounts.
  • Earn more with your high-interest rate compounded daily
  • Only $1,000 minimum deposit to open
  • Terms range from 3 months to 5 years
3 Month Certificate
Platinum Advantage Interest Checking
Premium benefits with interest.
Everything in Simple & Gold Advantage Checking, plus:
  • Earn interest on balances over $1,500
  • Enjoy premium checking benefits while your balance earns more
  • $12.95/month — waived with qualifying balance
  • View All Benefits
  • View Rate
Gold Advantage Checking
More protection. More savings. More value.
Everything in Simple Checking plus:
  • Cell phone protection
  • Travel, hotel & Theme Park Savings
  • Shopping & Dining discounts
  • 24/7 Roadside Assistance
  • Identity theft protection & recovery services
  • Health savings on prescriptions, vision and hearing services
  • Buyer’s Protection & Extended Warranty
  • And More! See all included benefits
  • $6.95/month
  • View All Benefits
Simple Checking
Everything you need for everyday banking.
  • Free Debit Mastercard®
  • Online & Mobile Banking
  • Access to 30,000+ fee-free ATMs
  • Send & receive money with Zelle®
  • Digital wallet with Apple Pay®
  • Early Direct Deposit
  • Earn rewards redeemable for Amazon Cash, Gift cards, Travel and more.
  • Mastercard® fraud monitoring & identity theft protection
  • $5/month — waived with qualifying balance or activity.